
Your In-House Insurance Department
We are insurance brokers that work in your best interests, locally and globally.
No. Of Businesses Helped
Country Network
Singapore Insurance Brokers’ Association Members
No. Of Businesses Helped
Country Network
Singapore Insurance Brokers’ Association Members
Who We Serve
Startups, SMEs, MNCs and Global Brands...We’ve Got You Covered.
There are so many plans and so many insurance companies out there. With little to no knowledge, you might not know what you need (or don't need).
We have your best interests at heart and we will design an ongoing insurance program that fits your needs and protection philosophy.
We will provide you with guidance on how to insure your assets and liabilities so you can now grow your business with confidence, knowing your assets are fully protected against physical loss or damage.

Company Founders

Human Resources Managers

Operations Managers

Chief Financial Officers

Corporate Services
Transfer Your Risk and Get Optimum Coverage for Any Industry or Any Company Size
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Our Solutions
Risk Solutions For Your ENTERPRISE, Assurance For Your Business

International Programmes
Newstate has the proficiency, know-how and capabilities to structure all your overseas operations in the most comprehensive, compliant and cost effective manner.

corporate insurance
We act as the insurance arm of your organisation, working for your benefit to manage your risk and dedicated to protecting your interests.

Medical and Employee Benefits
Let us help you retain talent, give your employees peace of mind, and save on man hours with a well structured benefits and protection scheme that fits your needs.

Marine Insurance
Our core strength in this area is renowned in the market. We support owners and operators of all kinds of ships, tugs, and vessels with hands on service and experience.

Lifestyle Insurance
Whether you are at home, travelling, golfing or you have a collection of fine art, jewelry, or wine, we have insurance solutions to complement and enhance your lifestyle.

Motor Insurance
If you are a corporate organization with a fleet of vehicles, we can help you save administrative time and money with our innovative and competitively priced solutions.
Our Solutions
Risk Solutions For Your Team, Assurance For Your Business

International Programmes
Newstate has the proficiency, know-how and capabilities to structure all your overseas operations in the most comprehensive, compliant and cost effective manner.

CORPORATE Insurance
We act as the insurance arm of your organisation, working for your benefit to manage your risk and dedicated to protecting your interests. (edited)

Medical and Employee Benefits
Let us help you retain talent, give your employees peace of mind, and save on man hours with a well structured benefits and protection scheme that fits your needs.

Marine Insurance
Our core strength in this area is renowned in the market. We support owners and operators of all kinds of ships, tugs, and vessels with hands on service and experience.

Lifestyle Insurance
Whether you are at home, travelling, golfing or you have a collection of fine art, jewelry, or wine, we have insurance solutions to complement and enhance your lifestyle.

Motor Insurance
If you are a corporate organization with a fleet of vehicles, we can help you save administrative time and money with our innovative and competitively priced solutions.
Bring Simplicity to Your Insurance Policies
The team will work with you to understand your business and help you achieve your goals. By the end of the meeting, you’ll understand exactly what coverage you need, why you need it and how you should proceed.
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What Makes Us Different?
Global Presence
With a Network covering over 130 countries, providing insurance solutions to clients with Global Operations. South America, Eastern Europe, wherever you want to go, we can coordinate your insurance protection with our Partners located everywhere in the world.
Design-Your-Own Programmes
We work with businesses, from startups to businesses with multiple interests, from local brands to international names. Corporates are our expertise and we can assist in arranging your protection needs from risks that can be insured and transferred via an Insurance Policy!
Technical Specialists
Complex insurance setups are where we excel and what we love helping with most. We are confident that there is no problem we cannot solve and no business we cannot help.
Trusted Consultants
We are your advocates and work closely with you to analyze your risk. We recommend only what you need and prescribe the best options for you.
Fast Response Time
If you need us, we’re here for you and we’ll be there to take care of your needs within ONE working day.
What Makes Us Different?
Global Presence
With a Network covering over 130 countries, providing insurance solutions to clients with Global Operations. South America, Eastern Europe, wherever you want to go, we can coordinate your insurance protection with our Partners located everywhere in the world.
Build-Your-Own Programmes
We work with businesses, from startups to businesses with multiple interests, from local brands to international names. Corporates are our expertise and we can assist in arranging your protection needs from risks that can be insured and transferred via an Insurance Policy!
Technical Specialists
Complex insurance setups are where we excel and what we love helping with most. We are confident that there is no problem we cannot solve and no business we cannot help.
Trusted Consultants
We are your advocates and work closely with you to analyze your risk. We recommend only what you need and prescribe the best options for you.
Fast Response Time
If you need us, we’re here for you and we’ll be there to take care of your needs within ONE working day.
Who We Are

OUR STORY
Since 1976, Newstate Stenhouse Singapore Pte Ltd has provided our clients with first-class one-stop risk management, insurance broking and risk consulting services in Singapore. Newstate is one of Singapore’s leading independent insurance brokers for all classes of corporate insurance, personal insurance, marine insurance and employee benefits. Our extensive local expertise and strong international network, combined with a high level of personalised service, provide our clients with the best of both worlds
Newstate have a paid up capital of S$1 million and under our Group, Citystate Capital Asia, the total paid up capital is at US$63.7 million. You can be assured of our financial stability and our long term commitment in our business.
We have a team of qualified and well-trained personnel to handle the full spectrum of insurance solutions for all lines of insurance and risk consultation. We provide our clients with customised solutions for all their risk and insurance needs. We currently have subsidiary/associate offices in Hong Kong, India and China and are members of three international networks.
Who We Are

OUR STORY
Since 1976, Newstate Stenhouse Singapore Pte Ltd has provided our clients with first-class one-stop risk management, insurance broking and risk consulting services in Singapore. Newstate is one of Singapore’s leading independent insurance brokers for all classes of corporate insurance, personal insurance, marine insurance and employee benefits. Our extensive local expertise and strong international network, combined with a high level of personalised service, provide our clients with the best of both worlds
Newstate have a paid up capital of S$1 million and under our Group, Citystate Capital Asia, the total paid up capital is at US$63.7 million. You can be assured of our financial stability and our long term commitment in our business.
We have a team of qualified and well-trained personnel to handle the full spectrum of insurance solutions for all lines of insurance and risk consultation. We provide our clients with customised solutions for all their risk and insurance needs. We currently have subsidiary/associate offices in Hong Kong, India and China and are members of three international networks.
Who We Are

OUR STORY
Since 1976, Newstate Stenhouse Singapore Pte Ltd has provided our clients with first-class one-stop risk management, insurance broking and risk consulting services in Singapore. Newstate is one of Singapore’s leading independent insurance brokers for all classes of corporate insurance, personal insurance, marine insurance and employee benefits. Our extensive local expertise and strong international network, combined with a high level of personalised service, provide our clients with the best of both worlds
Newstate have a paid up capital of S$1 million and under our Group, Citystate Capital Asia, the total paid up capital is at US$63.7 million. You can be assured of our financial stability and our long term commitment in our business.
We have a team of qualified and well-trained personnel to handle the full spectrum of insurance solutions for all lines of insurance and risk consultation. We provide our clients with customised solutions for all their risk and insurance needs. We currently have subsidiary/associate offices in Hong Kong, India and China and are members of three international networks.
The Team
Mr. George Thomas
CHIEF EXECUTIVE OFFICER
SENIOR ASSOCIATE (ANZIIF)
Dr. Michael Teo Eng Hock
EXECUTIVE DIRECTOR
PHD (PSYCHOLOGY)
MA (EDUCATION TRAINING & DEVELOPMENT)
SHRP; G. DIP. B.A.
ASSOCIATE CIP (ANZIIF)
ADVANCED DIP. ISJ.
Mr. Sam Tai
GENERAL MANAGER – OPERATIONS
CHARTERED INSURANCE BROKER
ASSOCIATE OF THE CHARTERED INSURANCE INSTITUTE (ACII)
B.CHEM ENG(HONS)
Mr. Azmi Kamarudin
GENERAL MANAGER – EMPLOYEE BENEFITS
B.SC (HONS) BANKING & FINANCE
Mr. Ronald How
General Manager - Marine
Senior Associate CIP (ANZIIF)
Associate of Singapore Insurance Institute (ASII)
Chartered Member of Institute of Chartered Institute of Logistics & Transport (CMILT)
Mr. Ganesh Nadasan
GENERAL MANAGER - claims
The Team
Mr. George Thomas
CHIEF EXECUTIVE OFFICER
SENIOR ASSOCIATE (ANZIIF)
Dr. Michael Teo Eng Hock
EXECUTIVE DIRECTOR
PHD (PSYCHOLOGY)
MA (EDUCATION TRAINING & DEVELOPMENT)
SHRP; G. DIP. B.A.
ASSOCIATE CIP (ANZIIF)
ADVANCED DIP. ISJ.
Mr. Sam Tai
GENERAL MANAGER – OPERATIONS
CHARTERED INSURANCE BROKER
ASSOCIATE OF THE CHARTERED INSURANCE INSTITUTE (ACII)
B.CHEM ENG(HONS)
Mr. Azmi Kamarudin
GENERAL MANAGER – EMPLOYEE BENEFITS
B.SC (HONS) BANKING & FINANCE
Mr. Ronald How
GENERAL MANAGER - MARINE
SENIOR ASSOCIATE CIP (ANZIIF)
ASSOCIATE OF SINGAPORE INSURANCE INSTITUTE (ASII)
CHARTERED MEMBER OF INSTITUTE OF CHARTERED INSTITUTE OF LOGISTICS & TRANSPORT (CMILT)
Mr. Ganesh Nadasan
GENERAL MANAGER - CLAIMS
Partners



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